GAP Microfinance Ltd (GAP) is a Tier 2 financial institution within the banking sector, licensed by the Bank of Ghana under the Specialized Deposit – Taking Institutions Act, 2016 (Act 930).

GAP started operation in March 2014. GAP Microfinance Ltd is an institution wholly owned by the GA Presbytery of the Presbyterian Church of Ghana.

Availability and access to credit continues to be a major issue confronting many members of the Church and society at large. Many clients of banks and other financial intermediaries when they are able to obtain credit, do so at usury rates. The company will provide credit support to its members in a niche strategy in the first instance as it works to build its the critical mass.

It is expected that the company will subsequently extend its service to the wider public in communities within which it operates in its quest to provide financial empowerment to its clients.

Under the governance practice of the Presbyterian Church of Ghana, all assets of the Church are vested in the Registered Trustees of the Church. GAP Microfinance Limited is operated by the Ga Presbytery on behalf of the Church.

The Ga Presbytery finds itself in a unique position to make a difference in its evangelistic ministry by financially empowering its members and society at large.

The company is run on highly ethical standards based on biblical concepts and principles. Corporate governance is in line with contemporary standards of “best in class” companies.

Board of Directors

Chairman

Mrs. Beatrice Odonkor

Members

Mr. James Ahwireng Odei

Mrs. Regina Mensah Onumah             

Rev. Prof. B.Y. Quarshie

Board Technical advisor

Mission

A friendly and welcoming financial services provider; together we create wealth in dignity

Vision

To become a center of excellence and choice, being guided by the highest possible ethical standards in empowering our clients in wealth creation.

Core Values

  • A high sense of integrity 
  • Humility in service with morality 
  • Discipline is our bedrock 
  • Partnership relationship with clients and 
  • The God factor is non-negotiable in our dealings with customers